Privacy Policy


Fort Smith Dixie Cup Federal Credit Union

 

4411 Midland Blvd • Fort Smith, AR 72904

Phone 479-782-3133 • Fax 479-782-2670


Fort Smith Dixie Cup Federal Credit Union is committed to service the financial needs of our members.

 

Protecting personal information and using it in a manner consistent with your expectations is a priority for our credit union. We will continue to protect your privacy.


We collect nonpublic information about you from the following sources:

  • Information we receive from you on applications and other forms

  • Information about your transactions with us or others; and,

  • Information we receive from a consumer reporting agency


We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing arrangements.

 

We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

 

We restrict access to nonpublic personal information about your to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.


Fort Smith Dixie Cup Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

 

  • Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the Credit Union and asks for your account number, you should beware. Official Credit Union staff will have access to your information and will not need to ask for it.

  • Keep your information with us current. If your address of phone number changes, please let us know. It is important we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.


Let us know if you have questions. Please do not hesitate to call us. We are here to serve you.

Current Rates

 

Share Certificates

Term

6 months

12 months

Rate

.65% / .6519% APY

.75% / .7526% APY

Share Dividends

Amount

$100 - $500

$500 - $5000

$5000 +

Rate

0.15%

0.35%

0.50%

New Vehicle & Motorcycle

Credit Score

Tier 1

Tier 2

Tier 3

Rate

2.50%

4.50%

6.50%

Used Vehicle & Motorcycle

Credit Score

Tier 1

Tier 2

Tier 3

 

Rate

2.95%

4.95%

7.50%

Signature Loans

Credit Score

Tier 1

Tier 2

Tier 3

 

 

 

Rate

9.50%

11.50%

13.50%

 

 

More About Loans