Fort Smith Dixie Cup Federal Credit Union Logo White

Proudly Serving Employees of:

Dixie Cup of Fort Smith

Rock-Tenn of Fort Smith

Welcome to Fort Smith Dixie Cup Federal Credit Union. We are hundreds of Arkansans and Oklahomans who have jointly deposited funds from which we borrow and receive dividends on our shares. We would love for you to join us!

ONLINE BANKING

We now offer online banking!

ONLINE BANKING

Safe and secure! Login and start banking online!
Login

CHECKING ACCOUNTS

Easy access to your money.

CHECKING ACCOUNTS

No Fee – No Minimum Balance
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SHARE ACCOUNTS

Open a share account and start earning.

SHARE ACCOUNTS

Deposit. Own. Earn.
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SHARE CERTIFICATES

6 or 12 month certificates available.

SHARE CERTIFICATES

Our version of a certificate of deposit (CD).
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IRAs

Start saving for retirement today.

IRAs

Open a personal, tax-deferred retirement plan.
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LOANS

Apply for a signature loan today.

LOANS

Find out how we can help you with a loan.
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Current Rates

Share Certificates (minimum of $1,000.00)

Term
6 months
12 months

12 months (over $100,000)

3 months ($5,000)

Rate
2.00% / 2.0167% APY
2.75% / 2.7850% APY

5.00% / 5.1163% APY


5.00& / 5.0837% APY

Share Dividends

Amount
$25 – $100
$100 – $500
$500 – $5000
$5,000 +
Christmas Club
I.R.A’s

Rate
Zero
0.05%
0.50%
0.75%
0.05%
0.50%

New Vehicle & Motorcycle

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
5.25%
6.25%
8.00%
10.00%
14.00%

Used Vehicle & Motorcycle

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
6.00%
7.00%
9.00%
12.00%
17.00%

Signature Loans

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
8.00%
10.75%
14.25%
16.25%
17.75%